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권두언
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<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN"> <!-- Document Start --> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> <A NAME="#2042314004"></A><IMG src="C:\DOCUME~1\leeus001\LOCALS~1\Temp\UNI6314.gif" width=106px height=22px > </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> <BR> </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> <BR> </P> <P CLASS=HS15> 오렌지신용금고노동조합투쟁에 대한 평가 </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> <BR> </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:center;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> <A NAME="#2042314005"></A> <TABLE border="1" width="224px" height="18px"cellspacing="0" cellpadding="0" style='border-collapse:collapse;border:none;'> <TR> <TD height="18px" width="224px" valign="middle" style='border-left-width:0.10mm; border-left-color:#000000; border-left-style:none;border-right-width:0.10mm; border-right-color:#000000; border-right-style:none;border-top-width:0.10mm; border-top-color:#000000; border-top-style:none;border-bottom-width:0.10mm; border-bottom-color:#000000; border-bottom-style:none;'><P CLASS=HS16> 금융산업노동운동연구팀</TD> </TR> </TABLE> </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:center;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> <BR> </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:center;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> <BR> </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:center;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> <A NAME="#2042314006"></A><IMG src="C:\DOCUME~1\leeus001\LOCALS~1\Temp\UNI6315.gif" width=367px height=44px > </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:center;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> <BR> </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> <BR> </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> <BR> </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> <BR> </P> <P CLASS=HS31> 1. 투쟁경과 </P> <P STYLE='font-family:"휴먼명조";font-size:13px;color:"#000000";text-align:justify;line-height:19px;text-indent:-11px;margin-left:38px;margin-right:13px;margin-top:0px;margin-bottom:0px;'> ․2000.12.8. 주주회사인 (주)동아상호신용금고의 대주주인 김동원 회장의 3천억원(금감원감사결과 확정금액)의 불법대출로 인하여 자발적으로 영업정지 신청 </P> <P CLASS=HS21> ․2000.12.26.까지 관계회사인 (주)오렌지신용금고 예금인출사태 발생 </P> <P CLASS=HS21> ․2000.12.27. (주)오렌지신용금고 자발적인 영업정지 신청 </P> <P CLASS=HS21> ․2000.12.27. 제1차 노동조합 총회 </P> <P CLASS=HS21> ․2001.1.17. 제2차 노동조합 총회, 위원장 재선출 </P> <P STYLE='font-family:"휴먼명조";font-size:13px;color:"#000000";text-align:justify;line-height:19px;text-indent:-11px;margin-left:38px;margin-right:13px;margin-top:0px;margin-bottom:0px;'> ․2001.2.9. 현안문제합의서 최종협상완료, 기존의 노동조건의 유지 및 자의적인 퇴사를 제외한 해고 등의 금지 </P> <P CLASS=HS21> ․2001.3.21. 금감원에서 공개매각설명회 </P> <P CLASS=HS21> ․2001.3.28. 제일금고 인수신청서 제출 </P> <P CLASS=HS21> ․2001.4.6. 전국상호신용금고노동조합에 가입 </P> <P STYLE='font-family:"휴먼명조";font-size:13px;color:"#000000";text-align:justify;line-height:19px;text-indent:-11px;margin-left:38px;margin-right:13px;margin-top:0px;margin-bottom:0px;'> ․2001.4.10. 금감원에서 인수자인 제일금고 쪽으로 계약인수자 지정통보, 금감원과 제일금고측에 노동조합의 요구사항발송 </P> <P CLASS=HS21> - 오렌지신용금고 전직원의 고용승계 </P> <P CLASS=HS21> - 노동조합승계 </P> <P CLASS=HS21> - 단체협약승계 </P> <P STYLE='font-family:"휴먼명조";font-size:13px;color:"#000000";text-align:justify;line-height:19px;text-indent:-11px;margin-left:38px;margin-right:13px;margin-top:0px;margin-bottom:0px;'> ․2001.4.11. 실사단장(제일금고 김명도 상무이사)이 경영관리인을 방문하여 고용승계의사 없음과 노동조합과 교섭할 의사 없음을 밝히고 2001.4.16.까지 실사자료의 완비를 요구 </P> <P STYLE='font-family:"휴먼명조";font-size:13px;color:"#000000";text-align:justify;line-height:19px;text-indent:-11px;margin-left:38px;margin-right:13px;margin-top:0px;margin-bottom:0px;'> ․2001.4.14. 경영관리인, 오렌지신용금고 전직원에게 실시와 관련하여 노동조합의 요구사항 철회 및 일체의 노동조합활동자제를 요구하는 문서 발송 </P> <P CLASS=HS21> ․2001.4.16. 노동조합 철야농성 돌입, 관리인과의 단협갱신요구(실사거부) </P> <P CLASS=HS21> ․2001.4.18. 제일금고 실사단 입점 시도, 노동조합과의 격렬한 마찰 이후 퇴거 </P> <P CLASS=HS21> ․2001.4.24. 경영관리인 노동조합 집행간부들에 대한 재산실사 착수 </P> <P CLASS=HS21> ․2001.4.26. 부분적인 실사업무협조 합의, 고용승계인원 70%선 제시(제일금고) </P> <P CLASS=HS21> ․2001.4.27. 노동조합간부들에 대한 인사조치, 집행부 단식농성 돌입 </P> <P STYLE='font-family:"휴먼명조";font-size:13px;color:"#000000";text-align:justify;line-height:19px;text-indent:-11px;margin-left:38px;margin-right:13px;margin-top:0px;margin-bottom:0px;'> ․2001.4.30. 오렌지금고 지부와 제일금고간에 직급별 간담회, 실사 후 선별채용방침 밝힘 </P> <P CLASS=HS21> ․2001.5.9. 실사수용입장 밝힘과 철야농성 해제 </P> <P STYLE='font-family:"휴먼명조";font-size:13px;color:"#000000";text-align:justify;line-height:19px;text-indent:-11px;margin-left:38px;margin-right:13px;margin-top:0px;margin-bottom:0px;'> ․2001.5.14. 경영관리인 노동조합간부 10명 고소제기, 업무방해 및 상호신용금고법 위반혐의 </P> <P CLASS=HS21> ․2001.5.15. 실사단 실사중지, 중지사유 해명 안 함 </P> <P CLASS=HS21> ․2001.5.23. 제일금고 인수자지정취소 확정 </P> <P STYLE='font-family:"휴먼명조";font-size:13px;color:"#000000";text-align:justify;line-height:19px;text-indent:-11px;margin-left:38px;margin-right:13px;margin-top:0px;margin-bottom:0px;'> ․2001.5.24. 서울지노위 조정종결 통보(행정지도), 단협갱신과 관련한 기간의 단체협상결렬 </P> <P CLASS=HS21> ․2001.5.26. 오렌지금고 조합원 쟁의행위찬반투표, 쟁의행위찬성으로 통과 </P> <P CLASS=HS21> ․2001.6.7. 이근영 금감원장 면담, 재공매일정(2001.6.8.～11.) </P> <P CLASS=HS21> ․2001.6.11. 재공매절차 마감, 인수회사 선정 안 됨 </P> <P STYLE='font-family:"휴먼명조";font-size:13px;color:"#000000";text-align:justify;line-height:19px;text-indent:-11px;margin-left:38px;margin-right:13px;margin-top:0px;margin-bottom:0px;'> ․이후 금감원에서는 영업인사취소 및 청산청문회개최 후 파산결정, 노동조합에서는 국회정무위 등을 통하여 재공매절차의 형식성(휴일을 제하면 이틀동안의 기간), 실제 인수의사타진회사의 존재 등을 이유로 청원, 국회 정무위의 금감원에 대한 대정부질의에서 오렌지신용금고와 관련하여 적절한 재공매절차를 거칠 것을 요구하였으나 무산되고 결국 최종파산과 함께 지부해산 </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> <BR> </P> <P CLASS=HS31> 2. 투쟁의 성과 </P> <P CLASS=HS32> 1) 노동자로서의 자기정체성 파악 </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 수 차례에 걸친 노동조합의 총회과정 및 장외투쟁을 통하여 역사의 주체로서의 노동자의 역할에 대한 인식 제고 및 노동자가 뭉치면 무엇이든 이루어 낼 수 있다는 자신감을 가지게 된 것이 가장 큰 성과였으며 실제로 그 투쟁과정에서 금감원에서 처음으로 재공매절차를 쟁취해낸 유일한 사례가 성립되어 향후 신용금고의 구조조정과정에서 대상회사의 투쟁에 상당한 영향을 끼칠 것으로 판단된다. </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> <BR> </P> <P CLASS=HS32> 2) 정부정책의 변환 </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 경영관리가 선포되면 가장 먼저 시행하는 업무가 예금대지금업무이고 이후 인수자가 결정되면 당초에는 기간의 대지급금액 전액을 최우선으로 변제토록 했는 바, 이것은 인수회사에게 상당한 자금의 압박을 초래하여 결국 인수참가 자체를 저해하는 요인이었다. </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 그러나 예금대지급과 관련한 문제점에 대하여 당회사의 인수절차에서(재공매절차) 금감원은 당초의 방식대로 전액 최우선 변제토록 하는 것이 아니라 인수 후 일정 기간 동안, 즉 증자 등의 인수절차 완료 이후 피인수회사의 예치잔액에서 변제할 수 있도록 정책을 변화하였으며 이는 향후 구조조정과정에서 공개매각절차에서 인수가능성을 상당부분 높인 것으로 평가된다. </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> <BR> </P> <P CLASS=HS32> 3) 신용금고업계에 대한 문제의식 확산 </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 1998년 6월 말 전국에는 230개의 상호신용금고가 영업중에 있었으나 김대중 정권 집권 이후 2년 여 만에 2000년 11월 말 현재 전국에는 159개의 상호신용금고만이 남았을 뿐이다. 그 과정에서 1998년 6월 말 전국 9,348명의 상호신용금고업계의 노동자수는 2000년 6월 말 현재 6,173명(2000년 11월 30일 예금보험공사 공시자료 참조) 3,175명의 상호신용금고업계 노동자들이 거리로 쫓겨났다. </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> <BR> </P> <P CLASS=HS24> <표 1> 예․보기준 금융권별 보호대상예금 현황(말잔기준, 단위: 10억원) </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> <A NAME="#2042314007"></A> <TABLE border="1" width="404px" height="107px"cellspacing="0" cellpadding="0" style='border-collapse:collapse;border:none;'> <TR> <TD height="14px" width="101px" valign="middle" style='border-left-width:0.10mm; border-left-color:#000000; border-left-style:none;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.50mm; border-bottom-color:#000000; border-bottom-style:double;'><P CLASS=HS30> 구분</TD> <TD height="14px" width="101px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.50mm; border-bottom-color:#000000; border-bottom-style:double;'><P CLASS=HS30> 1999.12.31.</TD> <TD height="14px" width="101px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.50mm; border-bottom-color:#000000; border-bottom-style:double;'><P CLASS=HS30> 2000.6.30.</TD> <TD height="14px" width="101px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.10mm; border-right-color:#000000; border-right-style:none;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.50mm; border-bottom-color:#000000; border-bottom-style:double;'><P CLASS=HS30> 2000.9.30.</TD> </TR> <TR> <TD height="14px" width="101px" valign="middle" style='border-left-width:0.10mm; border-left-color:#000000; border-left-style:none;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.50mm; border-top-color:#000000; border-top-style:double;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P CLASS=HS30> 은행</TD> <TD height="14px" width="101px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.50mm; border-top-color:#000000; border-top-style:double;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 436,576</TD> <TD height="14px" width="101px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.50mm; border-top-color:#000000; border-top-style:double;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 481,376</TD> <TD height="14px" width="101px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.10mm; border-right-color:#000000; border-right-style:none;border-top-width:0.50mm; border-top-color:#000000; border-top-style:double;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 486,701</TD> </TR> <TR> <TD height="14px" width="101px" valign="middle" style='border-left-width:0.10mm; border-left-color:#000000; border-left-style:none;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P CLASS=HS30> 보험</TD> <TD height="14px" width="101px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 116,736</TD> <TD height="14px" width="101px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 125,419</TD> <TD height="14px" width="101px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.10mm; border-right-color:#000000; border-right-style:none;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 131,160</TD> </TR> <TR> <TD height="14px" width="101px" valign="middle" style='border-left-width:0.10mm; border-left-color:#000000; border-left-style:none;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P CLASS=HS30> 금고</TD> <TD height="14px" width="101px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 22,635</TD> <TD height="14px" width="101px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 21,526</TD> <TD height="14px" width="101px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.10mm; border-right-color:#000000; border-right-style:none;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 21,461</TD> </TR> <TR> <TD height="14px" width="101px" valign="middle" style='border-left-width:0.10mm; border-left-color:#000000; border-left-style:none;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P CLASS=HS30> 신협</TD> <TD height="14px" width="101px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 18,477</TD> <TD height="14px" width="101px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 19,251</TD> <TD height="14px" width="101px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.10mm; border-right-color:#000000; border-right-style:none;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 19,658</TD> </TR> <TR> <TD height="14px" width="101px" valign="middle" style='border-left-width:0.10mm; border-left-color:#000000; border-left-style:none;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P CLASS=HS30> 증권</TD> <TD height="14px" width="101px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 13,194</TD> <TD height="14px" width="101px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 17,312</TD> <TD height="14px" width="101px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.10mm; border-right-color:#000000; border-right-style:none;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 9,152</TD> </TR> <TR> <TD height="14px" width="101px" valign="middle" style='border-left-width:0.10mm; border-left-color:#000000; border-left-style:none;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P CLASS=HS30> 종금</TD> <TD height="14px" width="101px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 16,738</TD> <TD height="14px" width="101px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 9,559</TD> <TD height="14px" width="101px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.10mm; border-right-color:#000000; border-right-style:none;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 8,645</TD> </TR> </TABLE> </P> <P CLASS=HS28> * 예금보험공사 2000.11.30. ｢예금보험관련 통계자료｣ 참조. </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> <BR> </P> <P CLASS=HS24> <표 2> 자금지원 총괄표(2000.11.30. 현재, 단위: 억원) </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> <A NAME="#2042314008"></A> <TABLE border="1" width="409px" height="269px"cellspacing="0" cellpadding="0" style='border-collapse:collapse;border:none;'> <TR> <TD colspan="2" height="14px" width="77px" valign="middle" style='border-left-width:0.10mm; border-left-color:#000000; border-left-style:none;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.50mm; border-bottom-color:#000000; border-bottom-style:double;'><P CLASS=HS30> 구분</TD> <TD height="14px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.50mm; border-bottom-color:#000000; border-bottom-style:double;'><P CLASS=HS30> 출자</TD> <TD height="14px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.50mm; border-bottom-color:#000000; border-bottom-style:double;'><P CLASS=HS30> 출연</TD> <TD height="14px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.50mm; border-bottom-color:#000000; border-bottom-style:double;'><P CLASS=HS30> 보험금지급</TD> <TD height="14px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.50mm; border-bottom-color:#000000; border-bottom-style:double;'><P CLASS=HS30> 자산매입</TD> <TD height="14px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.50mm; border-bottom-color:#000000; border-bottom-style:double;'><P CLASS=HS30> 대출</TD> <TD height="14px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.10mm; border-right-color:#000000; border-right-style:none;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.50mm; border-bottom-color:#000000; border-bottom-style:double;'><P CLASS=HS30> 합계</TD> </TR> <TR> <TD colspan="2" height="28px" width="77px" valign="middle" style='border-left-width:0.10mm; border-left-color:#000000; border-left-style:none;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.50mm; border-top-color:#000000; border-top-style:double;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P CLASS=HS30> 은행</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.50mm; border-top-color:#000000; border-top-style:double;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 167,527<P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> (12)</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.50mm; border-top-color:#000000; border-top-style:double;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 104,155<P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> (6)</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.50mm; border-top-color:#000000; border-top-style:double;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> -</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.50mm; border-top-color:#000000; border-top-style:double;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 63,888<P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> (6)</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.50mm; border-top-color:#000000; border-top-style:double;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> -</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.10mm; border-right-color:#000000; border-right-style:none;border-top-width:0.50mm; border-top-color:#000000; border-top-style:double;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 335,570<P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> (12)</TD> </TR> <TR> <TD colspan="2" height="28px" width="77px" valign="middle" style='border-left-width:0.10mm; border-left-color:#000000; border-left-style:none;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P CLASS=HS30> 증권</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 49,000<P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> (2)</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> -</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 144<P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> (4)</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> -</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> -</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.10mm; border-right-color:#000000; border-right-style:none;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 49,144<P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> (6)</TD> </TR> <TR> <TD rowspan="3" height="85px" width="36px" valign="middle" style='border-left-width:0.10mm; border-left-color:#000000; border-left-style:none;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P CLASS=HS30> 보험</TD> <TD height="28px" width="40px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P CLASS=HS30> 인보</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 41,697<P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> (7)</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 16,327<P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> (9)</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> -</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 3,447<P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> (4)</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> -</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.10mm; border-right-color:#000000; border-right-style:none;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 61,471<P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> (15)</TD> </TR> <TR> <TD height="28px" width="40px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P CLASS=HS30> 손보</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 36,500<P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> (1)</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> -</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> -</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> -</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> -</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.10mm; border-right-color:#000000; border-right-style:none;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 36,500<P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> (1)</TD> </TR> <TR> <TD height="28px" width="40px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P CLASS=HS30> 계</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 78,197<P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> (8)</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 16,327<P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> (9)</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> -</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 3,447<P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> (4)</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> -</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.10mm; border-right-color:#000000; border-right-style:none;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 97,971<P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> (16)</TD> </TR> <TR> <TD colspan="2" height="28px" width="77px" valign="middle" style='border-left-width:0.10mm; border-left-color:#000000; border-left-style:none;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P CLASS=HS30> 종금</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 2,440<P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> (7)</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> -</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 140,268<P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> (18)</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> -</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 12,917<P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> (14)</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.10mm; border-right-color:#000000; border-right-style:none;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 155,625<P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> (29)</TD> </TR> <TR> <TD colspan="2" height="28px" width="77px" valign="middle" style='border-left-width:0.10mm; border-left-color:#000000; border-left-style:none;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P CLASS=HS30> 금고</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 101<P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> (2)</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 116<P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> (6)</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 28,977<P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> (36)</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> -</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 4,649<P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> (15)</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.10mm; border-right-color:#000000; border-right-style:none;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 33,843<P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> (52)</TD> </TR> <TR> <TD colspan="2" height="28px" width="77px" valign="middle" style='border-left-width:0.10mm; border-left-color:#000000; border-left-style:none;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.50mm; border-bottom-color:#000000; border-bottom-style:double;'><P CLASS=HS30> 신협</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.50mm; border-bottom-color:#000000; border-bottom-style:double;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> -</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.50mm; border-bottom-color:#000000; border-bottom-style:double;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> -</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.50mm; border-bottom-color:#000000; border-bottom-style:double;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 15,349<P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> (151)</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.50mm; border-bottom-color:#000000; border-bottom-style:double;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> -</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.50mm; border-bottom-color:#000000; border-bottom-style:double;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 367<P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> (39)</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.10mm; border-right-color:#000000; border-right-style:none;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.50mm; border-bottom-color:#000000; border-bottom-style:double;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 15,716<P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> (176)</TD> </TR> <TR> <TD colspan="2" height="28px" width="77px" valign="middle" style='border-left-width:0.10mm; border-left-color:#000000; border-left-style:none;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.50mm; border-top-color:#000000; border-top-style:double;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P CLASS=HS30> 합계</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.50mm; border-top-color:#000000; border-top-style:double;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 297,265<P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> (31)</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.50mm; border-top-color:#000000; border-top-style:double;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 120,598<P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> (21)</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.50mm; border-top-color:#000000; border-top-style:double;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 184,738<P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> (209)</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.50mm; border-top-color:#000000; border-top-style:double;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 67,335<P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> (10)</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.50mm; border-top-color:#000000; border-top-style:double;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 17,933<P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> (68)</TD> <TD height="28px" width="55px" valign="middle" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.10mm; border-right-color:#000000; border-right-style:none;border-top-width:0.50mm; border-top-color:#000000; border-top-style:double;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 687,869<P STYLE='font-family:"휴먼명조";font-size:10px;color:"#000000";text-align:center;line-height:13px;text-indent:3px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> (291)</TD> </TR> </TABLE> </P> <P CLASS=HS28> * 2000.11.30. ｢예금보험 관련 통계자료｣ 참조. </P> <P CLASS=HS28> * ( ) 안은 금융기관수 </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> <BR> </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 그럼에도 불구하고 집권 초기 개혁이라는 미명으로 시작된 김대중 정권의 신자유주의적 금융구조조정은 초월법적인 내용으로 인하여 위헌소지가 있다는 문제제기가 끊이지 않는 금융산업의 구조개선에 관한 법률(이른바 금산법)에 근거하여 계속되고 있으며 그나마 덩치가 큰 은행, 종금사들에 대한 구조조정은 그 성과가 미미한 것이었다(<표 2> 참조). </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 그에 따른 가시적인 구조조정의 성과물로서 상대적으로 개별적인 파장이 가장 작은 상호신용금고업계의 구조조정으로 전체금융구조조정의 성과를 희석하고 있는 실정이다(실제로 금감원 등 감독기관에서 주장하는 금융구조조정의 성과물은 금융산업종사 노동자수가 얼마나 줄었고, 몇 개의 금융기관이 청산되었는지가 그 주요한 판단기준임). </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> <BR> </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> <BR> </P> <P CLASS=HS31> 3. 투쟁과정에서의 오류 </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 가장 큰 오류는 우선 최종파산을 앞두고 있었던 조합원총회에서 파업 등 쟁의행위가 이미 가결되어있었고, 전 조합원의 사직서를 조합에서 이미 받아둔 상태였음에도 불구하고 파산을 철회시켜내기 위한 더욱 강고한 투쟁을 배치시킬 것을 고민하지 못하고 쟁대위 대부분이 고소되었다는 사실로 인하여 집행부(지부장, 수석부지부장, 사무국장)가 투쟁을 마무리하였다는 점이다. </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 또한, 상급단체인 전상노가 구조조정 저지투쟁이 처음이고 전국사무금융연맹 내에서도 상호신용금고관련 투쟁이 한차례도 없었던 이유로 제반 정부주도의 절차 및 예측이 불가능하여 그에 따른 적절한 투쟁의 방안을 모색하는 데 큰 어려움이 있었다. </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 따라서, 지부 내에서 사직서투쟁, 파업투쟁 등이 결의가 되었음에도 불구하고 그 결의가 실천되지 못하고 결의로서 끝나버리는 경우가 종종 발생하여 조합원들의 투쟁의 의지를 끊어버리는 것으로 작용했다. </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> <BR> </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> <BR> </P> <P CLASS=HS31> 4. 투쟁의 평가에 부쳐 </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 우선 앞의 모든 내용은 지부장으로서 내 자신이 느낀 주관적인 평가에 지나지 않는다는 것을 먼저 밝혀야 하겠다. </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 그것은 비록 짧지만 상호신용금고업계 노동조합운동에서 가장 치열한 싸움을 전개한 것으로 평가받는 우리 조합원동지들과, 함께 한 모든 동지들의 열정을 내 주관으로 그릇되게 해석함이 있어서는 안되겠기에 그렇다. </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 이미 밝힌 바와 같이 전국에는 130여 개의 상호신용금고가 남아있다. </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 김대중 정권 출범 이후 진행된 금융산업 구조조정과정에서 수없이 많은 상호신용금고가 퇴출로 그 모습을 감추었고 그 과정에서 3천여 명의 노동자들이 거리로 쫓겨나왔지만 그에 대한 구체적이고 강력한 저항은 단 한 차례도 없었다(내가 생각하는 구체적인 투쟁은 그 과정의 출발점에 대한 유효한 타격을 말한다. 따라서, 퇴출의 운명 앞에서 그것에 대항하는 처절한 몸부림은 이미 여러 차례 있었다는 얘기이다). </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 서울의 메이저급 상호신용금고의 경우 전체 임직원이 200여 명이 채 안 된다. 지방의 경우 그 사정은 더욱 열악하여 불과 20여 명의 임직원이 다인 상호신용금고도 허다한 실정이다 보니 한 개회사의 파산이 미치는 파장은 그 지역 내에서 흡수가능한 정도의 파장이 고작이고 설사 그 파장이 크다고 하여도 열악한 상호신용금고업계의 노동조합은 감히 저 무지막지한 금감원 등을 상대로 감히 싸워볼 엄두도 내지 못하고 그냥 자신의 운명처럼 파산을 맞이한다. </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 결국 정부는 금융구조조정의 성과물, 금융개혁에 대한 결과물에 대한 요구로서 상호신용금고를 그 희생양으로 바치고 그것은 결국 현재와 같은 서민들의 금융부채 증가와 중소기업의 자금난, 엄청난 사금융의 활개를 초래하였다. </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 당초 오렌지신용금고노동조합의 싸움은 그 승패가 확연하게 예측가능한 싸움이었는지도 모르겠다. </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 그러나, 적어도 노동자의 잘못도, 의지한 바도 없이 일방적으로 가해지는 파산과 정리해고에 대하여 무방비로 내몰릴 수는 없다는 절박함에서 시작된 것이 결국 최종 파산이라는 결과로 돌아왔다. </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 언론에서는 오렌지신용금고의 파산을 놓고 노동조합이 그 주범이라는 기사와 함께 모든 비난의 화살을 노동조합에게로 돌렸다. </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 돌이켜보는 것만으로도 만정이 떨어지는 내게 오렌지신용금고노동조합이라는 이름은 언제까지고 따라다닐 꼬리표 외에는 아무것도 아니었다. 그러나, 이제 기간의 투쟁을 조용히 정리하고 찬찬히 살피면서 비로소 내게 오렌지신용금고노동조합이라는 이름은 꼬리표가 아니라 이제 제대로 된 노동자로서의 삶을 시작하려는 내게 새로운 열정을 쉼 없이 내뿜게 하는 근원지임을 알겠다. </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 서류의 양만 두 박스에 이르는 내용을 짤막하게 간추리자니 너무 엉성하기 짝이 없어 누구에게 내보이기가 민망스러우나, 자신있게 얘기 할 수 있는 것은 6개월 여간의 기간동안 조합원동지들과 집행간부들이 보여준 그 열정과 투쟁의 신심은 그 어떤 투쟁에 견주어도 뒤지지 않음을 자신한다. <A NAME="#2042314009"></A> <TABLE border="1" width="47px" height="14px"cellspacing="0" cellpadding="0" style='border-collapse:collapse;border:none;'> <TR> <TD height="14px" width="47px" valign="middle" bgcolor="#000000" style='border-left-width:0.12mm; border-left-color:#000000; border-left-style:solid;border-right-width:0.12mm; border-right-color:#000000; border-right-style:solid;border-top-width:0.12mm; border-top-color:#000000; border-top-style:solid;border-bottom-width:0.12mm; border-bottom-color:#000000; border-bottom-style:solid;'><P STYLE='font-family:"휴먼굵은팸체";font-size:11px;color:"#ffffff";text-align:center;line-height:13px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> 한/노/정/연</TD> </TR> </TABLE> </P> <P STYLE='font-family:"바탕";font-size:13px;color:"#000000";text-align:justify;line-height:21px;text-indent:0px;margin-left:0px;margin-right:0px;margin-top:0px;margin-bottom:0px;'> </P> <!-- Document End -->
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